Thinking about subdividing your property? Whether you’re splitting one lot into two or managing a multi-stage development, subdivision involves far more than just paperwork. It requires council approvals, lender consent, Landgate registration, and precise legal coordination.
At RWS Settlements, we specialise in handling subdivision settlements across WA. From small family block splits to staged developments for investors, we ensure your subdivision is completed correctly, securely, and on time.
A subdivision is the process of splitting one parcel of land into two or more titles. While it sounds simple, the legal and financial steps are detailed and time-sensitive. Typically, the process involves:
Missing even one of these steps may delay your project — or stop it entirely. That’s why engaging a licensed settlement agent is so important.
If your property is under mortgage, your bank must give consent before new titles can be issued. This often means:
Without lender approval, your subdivision simply cannot proceed.
At RWS Settlements, we liaise directly with banks to make sure consents are secured early, avoiding last-minute setbacks. We also keep you informed of what your lender requires so there are no surprises.
Not all subdivisions happen at once. Larger projects are often released in stages, with settlements scheduled as lots are sold. Each stage requires:
We manage the timing and complexity of stage-by-stage settlements, ensuring every round of lots is processed smoothly. Whether you’re a small builder or a property developer managing multi-stage releases, RWS Settlements provides the legal and administrative support to keep your project moving.
Subdivision settlements are ideal for:
No matter your goals, we adapt our service to suit your situation.
Choosing the right settlement agent can mean the difference between a smooth subdivision and a stressful one. With RWS Settlements, you’ll benefit from:
We take care of the legal, financial, and compliance details so you can focus on your project.
Here’s how we guide you through your subdivision settlement:
We review your property, plans, and requirements.
We check that council and lender consents are in place.
All legal forms are drafted, checked, and ready for submission.
We liaise with Landgate to create new titles for your lots.
Each new lot is settled, whether in a single stage or multiple stages.
You’ll receive updates through our secure portal so you always know where things stand.
Our structured process reduces risk, prevents delays, and ensures compliance at every step.
Timeframes vary depending on council approvals, bank consents, and Landgate processing. Simple subdivisions may take a few months, while staged developments can extend longer.
Council approval is required for subdivision, but you don’t need to wait to contact us. We can guide you early and coordinate once approvals are granted.
Yes. We regularly work with banks to secure consents and manage loan restructures for subdivisions.
Absolutely. We manage both small family block splits and large, multi-stage developer projects.
Subdivision settlements are more complex than a standard property transaction, but with the right professional support, they don’t have to be stressful.
At RWS Settlements, we handle the compliance, finance, and settlement process with precision, so you can move forward with confidence.
